FDIC-Insured – Backed by the full faith and credit of the U.S. GovernmentChecking Accounts
Don’t worry. No writing of actual checks required.
Avidia offers 5 checking account options that most will find, fits their banking needs, including First Checking for kids 14-18 and Senior Checking for people 65 and older.
Benefits of Checking Accounts
We offer four checking accounts to fit your needs.
Here are some of the benefits you’ll enjoy with any of our checking accounts.
Early Deposit
With every Avidia Checking Account, if you enroll in direct deposit, you can receive your paycheck up to two days early. No enrollment necessary!
Savvy Credit
Savvy credit enables you to get a free credit score every month. Additionally, you'll receive a personalized analysis of your score along with clear explanations of key determining factors.
Debit Card Controls
Through the Avidia Personal Mobile App you're able to control your debit card from anywhere, even during your vacation to Europe.
Digital Receipts
Allows you to effortlessly capture paper and email receipts, auto-categorize purchases, automatically link receipts to card transactions and more.
Avidia Checking Accounts
| Avidia Free Checking | Avidia Premier Checking | Avidia Premier Plus Checking | |
|---|---|---|---|
| Opening Deposit | $10.00 minimum opening deposit. | $25.00 minimum opening deposit. | $500.00 minimum opening deposit. |
| Monthly Fee | No minimum balance or monthly maintenance fee. | Must maintain a minimum average daily balance of $2,500 or greater to avoid the $8 monthly maintenance fee. | Must maintain a combined minimum average daily balance of $25,000 or greater in to avoid the $25 monthly maintenance fee. |
| Interest | Non-interest bearing. | Non-interest bearing. | Interest-bearing. |
| Free ATMs | Free ATM transactions at all SUM & All Point network ATMs. | Free ATM transactions at all SUM & All Point network ATMs. | Free ATM transactions at all SUM & All Point network ATMs. |
| ATM | No non-Avidia or non-network ATM transaction fee reimbursement. | Up to $10 monthly reimbursement of non-Avidia or non-network ATM transaction fees. | Unlimited monthly reimbursements of non-Avidia or non-network ATM transaction fees. |
| Checks | Free first order of checks. | Free first order of checks. | Unlimited free standard checks. |
| Benefits | Additional Benefits: Free online & mobile banking with bill pay. Free online or paper statements. | Additional Benefits: Free online & mobile banking with bill pay. Free online or paper statements. | Additional Benefits: Free online & mobile banking with bill pay. Free online or paper statements. Free cashier’s checks and complimentary safe deposit box rental of 3x5 inches, or smaller, where available. |
First Checking
First Checking is a free checking account for teenagers age 14 through the age of 18. No monthly maintenance fees and no minimum balance to maintain.
Senior Checking
Senior Checking offers no minimum balance requirements or monthly maintenance fees, and more for seniors 65 or older.
Avidia Free Checking
Avidia Free Checking is a checking account free of maintenance fees and debit cards with Card Controls in the Avidia Mobile App.
Avidia Premier Checking
Avidia Premier Checking offers ATM transaction fee reimbursements, free online and paper statements and easy online banking.
Avidia Premier Plus Checking
Avidia Premier Plus Checking is an interest-bearing account that offers unlimited free checks and a complimentary safe deposit box.