Avidia Free Checking

An “ACH transfer” is a fancy word for an electronic transfer. This can be anything from a scheduled transfer from one of your other bank accounts to a recurring debit payment made by your car insurance company. Typically any time you initiate a transaction electronically using your account number and bank routing number, this is considered an ACH (“Automated Clearing House”) transfer.

A wire transfer is another way of sending money electronically and is typically initiated through a financial institution. When initiating a wire transfer, you are asked to provide your account information, as well as, the recipient’s account information (account number, bank routing number, recipient’s address). Wire transfers allow people and businesses to send money in a quick fashion. Unlike other money transfer services that have lower limits, wire transfers allow large sums of money to be sent. A fee may be charged for wire transfers. Consult our current fee schedule for applicable fees.

Avidia Bank’s Internet Banking is an easy way to access eligible accounts and perform banking activities from anywhere using your internet enabled devices.

Safeguarding your new account is very important to us. Gathering this basic information will allow us to better understand your anticipated transaction types. As a result, our systems are able to detect potential fraud and alert you immediately of any drastic account changes. Of course your banking needs may also change over time.

Yes you can with our Internet Bill Pay service. This service saves you time and money while making paying your bills easier than ever.