All Avidia Bank Branches will be closed on Wednesday, December 25 in observance of Christmas Day. We'll be open normal business hours on 12/26/24. Happy Holidays!
Scammers are using fake numbers in calls and texts. These messages are not from Avidia Bank. We will NEVER ask for your PIN, online banking login credentials, password, card number, or Social Security Number over the phone. If you get a suspicious call or text, ignore it or hang up and contact us directly at 800-508-2265.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Home Financing Loans
Looking for your next vacation home, rental property or first home? We've got you covered with a variety of financing options, including construction loans.
Cash Out Refinance loans give you a lump sum when you close on your refinance loan, by using the loan proceeds to pay off your existing mortgage. We also offer No Cash Out Refinance.
Construction to Permanent Loans
If you’re looking to renovate or build additions to your home or planning to build your home from the ground-up, our experienced loan officers are ready to help. No headache financing: After construction is completed your loan can be converted into a permanent loan. No need to refinance.
Fixed-Rate and Adjustable-Rate Mortgages (ARMs)
Adjustable-rate mortgages offer the opportunity to buy a home in a competitive market by starting with a low rate. Fixed-rate mortgages might be for you if you’re looking for a fixed monthly payment on your home.
We also offer Government Mortgage Loans on a first come, first serve basis. These types of loans typically include lower down payments and other incentives, ideal for qualified first-time buyers and those in need of extra financial assistance.
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