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Avidia Bank Credit Cards

SPECIAL INTRO APR*

SPECIAL INTRO APR*

Apply for a personal or business credit card NOW through Nov 30th and receive a special 0% intro APR on purchases and balance transfers for the first 12 billing cycles*!
APPLY NOW

*Consumer Cards: 0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 8.50% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Rewards Platinum APRs are currently between 15.24% and 25.24%, Platinum Edition APRs are currently between 14.24% and 24.24%, Cash Rewards Platinum APRs are currently between 18.24% and 28.24%, and World Mastercard APRs are currently between 18.24% and 24.24%. Rewards Platinum Cash Advance APR is currently 27.24%, Platinum Edition Cash Advance APR is currently 27.24%, Cash Rewards Platinum Cash Advance APRs are currently 27.24%-30.24%, and World Mastercard Cash Advance APR is 27.24%. All APRs are based on creditworthiness. Rates are accurate as of September 1, 2023 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A. Secured Credit Cards are not eligible for 0% Intro APR.

*Business Cards: See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.

We offer a few different Avidia Mastercards

Whichever one you choose, it might come with the following benefits.

Online Banking

Check your balance and activity, activate cards, go paperless with eStatements, view your credit score, set up email and mobile account alerts, make payments & set up auto pay, view past & current statements, download data to financial software, view transaction & spending reports all in one location at MyCardStatement.com

Competitive Rates

Some might say our rates are “highly” competitive. We’ll let you be the judge of that.

Avidia Rewards

Get cash back and earn rewards points virtually every time you use your card. Go to the Avidia Rewards page for more information.

Digital Wallet

Add your Avidia Mastercard to your digital wallet for easy, safe checkouts. Your card can be used with Apple Pay®, Samsung Pay™, and Google Pay™.

Fraud Monitoring

You can feel confident using your credit card because we're always monitoring your account for fraudulent activity and your liability for unauthorized transactions is $0.

Compare Our Cards

Platinum Rewards Credit CardCash Rewards Credit CardPlatinum Credit CardWorld Mastercard Credit Card
Who is this card for?Individuals looking for unlimited rewards pointsIndividuals who wish to earn cash back on purchases.Individuals looking for a no-frills card.Individuals who wish to earn points (and bonus points in first 3 months).
Requirements?Subject to credit approval.Subject to credit approval.Subject to credit approval.Subject to credit approval.
Rewards3Unlimited. One point per dollar on net purchases.Unlimited 1% cash bank on net purchases.N/AEarn 30,000 Bonus Points when you spend $2,500 in the first 3 months. Earn 1.5 points per dollar on all your net purchases.
Ways to OpenOpen HereOpen HereOpen HereOpen Here
FeaturesCompetitive Rates*
View Your FICO® Score for Free1
Cell Phone Protection2
Fraud Monitoring with Email and Text Fraud Alerts
Mobile payments like Apple Pay® and Google Pay™ for a safe and secure way to pay
Competitive Rates*
View Your FICO® Score for Free1
Cell Phone Protection2
Fraud Monitoring with Email and Text Fraud Alerts
Mobile payments like Apple Pay® and Google Pay™ for a safe and secure way to pay
Competitive Rates*
View Your FICO® Score for Free1
Cell Phone Protection2
Fraud Monitoring with Email and Text Fraud Alerts
Mobile payments like Apple Pay® and Google Pay™ for a safe and secure way to pay
Competitive Rates*
View Your FICO® Score for Free1
Cell Phone Protection2
Fraud Monitoring with Email and Text Fraud Alerts
Mobile payments like Apple Pay® and Google Pay™ for a safe and secure way to pay

*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
1FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions
apply. Cardholders receiving employee pricing are not eligible.
2Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about
this benefit or to file a claim visit the FAQ section at www.cardbenefitservices.com or call 1-866-894-8569.
3Available with Rewards Platinum, Cash Rewards Platinum, and World Mastercard credit cards only. To access rewards, your account must be open and in good standing.See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.

*See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.
1FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions
apply. Cardholders receiving employee pricing are not eligible.
2Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about
this benefit or to file a claim visit the FAQ section at www.cardbenefitservices.com or call 1-866-894-8569.
3Available with Rewards Platinum, Cash Rewards Platinum, and World Mastercard credit cards only. To access rewards, your account must be open and in good standing.See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.

Access Rewards

Avidia Rewards

Learn more about balance transfers.

Read more here.

Credit cards are issued by TCM Bank, N.A. Subject to credit approval